Garnishments

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Creditors have a variety of tools at their disposal to collect debts they claim you owe them. The most common types of collection efforts are called “writs of garnishment” and are issued under Colorado state law. You may have not received a letter in the mail nor received threatening phone calls, but the first sign of trouble was when you noticed that twenty-five percent of your gross pay was missing from your paycheck. Or even worse, you noticed that your whole bank account was seized by a creditor when you did not expect it. When you called your employer or bank the following day, you were informed that you owe a debt to a creditor and that they were just complying with the Colorado law to carry a wage and/or bank garnishment. What can you do to get out from under such collection efforts? How can you stop garnishments in the State of Colorado?

Once served with a Colorado writ of garnishment, your employer or bank is required by law to turnover part of your wages and/or account to the creditor. The only way to stop the garnishment is to pay off the debt or to file bankruptcy. Filing a bankruptcy case can stop wage garnishments immediately and no future garnishments can occur from that point forward!

We assist clients whose wages are being garnished on a regular basis. If your wages are being garnished or are about to be, we can help! Remember, time is of the essence. Please contact us for a free consultation!



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