I do not want to include certain creditors in my bankruptcy filing

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It is important to me to pay them back someday and if the debt is discharged, I cannot repay them. When you file for bankruptcy here in Colorado, you are no longer obligated to repay them, but you always have that opportunity. If your conscience will not let you sleep at night because you did not pay your debts, there is nothing in the Bankruptcy Code or Colorado law that prevents you from doing that once you are back on your feet. But bankruptcy is an all-or-nothing deal, so you have to include all your creditors in the petition.


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